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INVESTMENT / RETIREMENT

Are you ready for retirement?

For most hard working individuals, retirement doesn’t seem like it is close enough. But, for those that realize the amount of money needed to be well off through the later stages of life, there is nothing more important than pushing retirement a little farther away.

Many individuals go through the same routine. They start out with high hopes of having a large nest egg. They work years and years, always making enough to pay the bills but not enough to really put aside. Although this is very important and they know it, there simply is not enough to do this with.

How Can You Make Sure You Have Enough?

You have to plan for your retirement. If you plan to live the lifestyle you are living now, or more, you’ll need a good nest egg to call your own.  

Procrastination is the thief of time. It’s up to you but we’re here to help. There are many things that you can do to get to a comfortable retirement if you know how. Here are some of the products and services we offer to help you reach your goals.

Investment Advisory Services, Mutual Funds, Stocks, Bonds, Real Estate Investment Trust, Annuities, Estate Planning, 401k’s, IRA’s, Simple IRA’s, 529 Plans.

Are You Comfortable Making Your Own 401(k) Investment Decisions?

For straightforward retirement plan and investing help, look to us. InsuranCenter of Alpena offers simple IRA’s, 401(k) or 403(b) retirement plans.

	If you are young, invest in a financial planner. Unless you know the skills of saving and investing, it is one of the best investments you can make. We will help you plan and manage your money. We can help you to know where to put your money, how much you need to put into savings and how to plan for everything along the way too.
	If you’re a business owner, let ICA help you determine which employer sponsored savings plan would be best for you.
	Getting ready to retire? The InsuranCenter of Alpena can help you determine which path to follow as you make your transition to a new life. Income needs and your risk tolerance will be our guide.

Securities offered by ING Financial Partners, member SIPC. Products offered are not bank products nor guaranteed by a bank